Market structure, financial intermediation and riskiness of banks:Evidence from Asia Pacific

Wahyoe Soedarmono; Amine Tarazi

Market structure, financial intermediation and riskiness of banks:Evidence from Asia Pacific

Wahyoe Soedarmono ¹ Amine Tarazi ²

1 Universitas Siswa Bangsa Internasional, Faculty of Business / Sampoerna School of Business

2 LAPE - Laboratoire d'Analyse et de Prospective Economique

Abstract : From a sample of commercial banks in Asia Pacific over the 1994-2009 period, this study highlights that banks in less competitive markets exhibit lower loan growth and higher instability. Such instability is further followed by a decline in deposit growth, suggesting that Asian banks are also subject to indirect market discipline mechanisms through bank market structure. This study therefore sheds light on the importance of enhancing bank competition to overcome bank risk and strengthen financial intermediation. This study also advocates greater reliance on market discipline to promote bank stability.

Keywords : risk loan growth Bank competition Asia Pacific market discipline

Type de document :

Article dans une revue

Domaine :

Sciences de l'Homme et Société / Economies et finances

Liste complète des métadonnées

https://hal-unilim.archives-ouvertes.fr/hal-01134830
Contributeur : Thierno Barry <>
Soumis le : mardi 24 mars 2015 - 12:51:52
Dernière modification le : mercredi 28 février 2018 - 17:06:02

Market structure, financial intermediation and riskiness of banks:Evidence from Asia Pacific

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